🏥 Universal Health Insurance: AB-PMJAY SEHAT
AB-PMJAY SEHAT (Ayushman Bharat J&K SEHAT Scheme)
Universal health insurance coverage providing cashless medical treatment to every resident of Jammu & Kashmir.
100% Universal Coverage: EVERY resident of J&K holding a valid Domicile Certificate (no income limit, applies to all families).
₹5.0 Lakhs per family per year for cashless secondary and tertiary hospitalization in public and empanelled private hospitals across India.
Visit nearest CSC (Common Service Centre) or hospital Ayushman Mitra desk. Portal: setu.pmjay.gov.in
- Aadhaar Card of all family members
- J&K Family Ration Card or Domicile Certificate
- Active Mobile Number for OTP verification
🏠 Housing & Shelter: PMAY-Gramin & Urban
PMAY-Gramin (Pradhan Mantri Awaas Yojana - Rural J&K)
Direct cash grant for building a pucca house for rural houseless families in J&K.
Houseless families or those living in zero-room, 1-room, or 2-room kutcha houses in rural J&K listed under SECC database / Awaas+ list.
₹1.30 Lakhs direct cash grant in 3 installments + 90 days MGNREGA labor wages (~₹21,000) + ₹12,000 Swachh Bharat toilet grant.
Apply through Gram Panchayat / Block Development Officer (BDO). Online status check: pmayg.nic.in
- Aadhaar Card & Domicile Certificate
- Aadhaar-seeded Bank Account Passbook
- Land Revenue Record (Khasra / Khatauni)
- MGNREGA Job Card
🌾 Farmer Support: PM-KISAN & HADP Subsidies
PM-KISAN (Pradhan Mantri Kisan Samman Nidhi)
Small & marginal landholder farmer families owning cultivable land in J&K.
₹6,000 per year paid in 3 installments of ₹2,000 via DBT.
Self-register at pmkisan.gov.in. Requires Aadhaar & Jamabandi Land record.
HADP J&K (Holistic Agriculture Development)
Farmers, apple orchardists, saffron growers & trout fish farmers in J&K.
50% to 80% Capital Subsidies for high-density apple orchards & polyhouses.
Apply online at hadp.jk.gov.in. Requires Land Records & Domicile.
🚀 Women & Youth Welfare: Ladli Beti, Mumkin & Mission Youth
Ladli Beti Scheme J&K
Girl child born in J&K to families with annual income below ₹75,000.
₹1,000/month deposited by UT Govt until age 14. Maturity corpus of ~₹6.5 Lakhs paid at age 21.
Apply at District Social Welfare Office (DSWO) or e-UNNAT portal. Requires Birth Certificate, Income Cert & Domicile.
Mumkin & Tejaswini (Mission Youth)
Unemployed youth (Mumkin) & Women entrepreneurs (Tejaswini) aged 18 to 35 in J&K.
20% Vehicle Subsidy (Mumkin) / ₹5 Lakh Interest-Free Soft Loan (Tejaswini).
Apply online at missionyuva.jk.gov.in. Requires Driving License (Mumkin) / DPR (Tejaswini).
All historical, demographic, examination, and geographic records across this portal are compiled from authoritative public domain repositories, including the Official Gazette of India (egazette.nic.in), Census of India Demographic Data, India Meteorological Department (IMD), and statutory notifications issued by the J&K Administration & Examination Boards.
Master J&K Government Schemes & Subsidies Verification Directory
Comparative summary of major centrally sponsored and UT government welfare, scholarship, and livelihood programs:
📌 Dynamic Verification Disclaimer: Scheme guidelines, subsidy allocations, eligibility cut-offs, and online portal endpoints are subject to periodic administrative orders. Always verify the latest official notification on
jkgad.nic.inor respective nodal department portals before applying.