🏛️ The Jammu & Kashmir Bank Ltd. (J&K Bank) Overview
Established in 1938 by Maharaja Hari Singh, The Jammu & Kashmir Bank Ltd. (J&K Bank) serves as the premier financial institution and designated bank of the J&K Union Territory Government.
- 🏢 Branch Network: 1,000+ Branches across J&K, Ladakh, Delhi, Mumbai, Bengaluru & major Indian cities.
- 🏧 ATM Network: 1,400+ ATMs & Cash Recycler Machines (CRMs).
- 🌐 Official Website: www.jkbank.com
- 📞 Toll-Free Helplines: 1800-890-2122 / 1800-180-7026
📱 Digital Banking & UPI Integration
- 📲 J&K Bank M-Pay Deluxe App: Mobile banking app for instant fund transfers, bill payments & account statements.
- 💸 UPI Handle Suffix: `@jkbank` (compatible with BHIM, Google Pay, PhonePe, Paytm).
- 🔒 Cyber Helpline: Dial 1930 for reporting immediate financial fraud / unauthorized transactions.
🔍 Major J&K Bank Branch IFSC Code Lookup Table
Essential IFSC codes for NEFT, RTGS, and IMPS electronic money transfers to J&K Bank branches:
| District | Branch Name | IFSC Code | MICR Code |
|---|---|---|---|
| Srinagar | J&K Bank Main Branch (Residency Road) | JAKA0MAINBR | 190051001 |
| Jammu | J&K Bank Main Branch (Town Hall, Jammu) | JAKA0JAMMU | 180051001 |
| Reasi / Katra | J&K Bank Katra Main Branch (Shri Mata Vaishno Devi) | JAKA0KATRA | 182051001 |
| Anantnag | J&K Bank Anantnag Main Branch | JAKA0ANANAG | 192051001 |
| Baramulla | J&K Bank Baramulla Main Branch | JAKA0BARAMU | 193051001 |
| Udhampur | J&K Bank Udhampur Main Branch | JAKA0UDHAMP | 182051002 |
| Kathua | J&K Bank Kathua Main Branch | JAKA0KATHUA | 184051001 |
| Doda | J&K Bank Doda Main Branch | JAKA0DODAA | 182051003 |
| Rajouri | J&K Bank Rajouri Main Branch | JAKA0RAJOUR | 185051001 |
| Poonch | J&K Bank Poonch Main Branch | JAKA0POONCH | 185051002 |
💼 J&K Bank Recruitment: PO & Banking Associate
📜 Probationary Officers (PO) Selection
- 🎓 Eligibility: Graduate in any discipline with minimum 60% marks. Domicile of J&K preferred.
- 📝 Exam Pattern: Conducted via IBPS (Online Prelims + Online Mains + Personal Interview).
- 💼 Pay Scale: Junior Management Grade Scale-I (JMG Scale-I) with competitive allowances.
📑 Banking Associates (BA / Clerical) Selection
- 🎓 Eligibility: Graduate in any discipline from a recognized university.
- 📝 Exam Pattern: Single-tier online examination (Reasoning, Numerical Ability, English Language).
- 🌐 Official Portal: www.jkbank.com/careers
💰 Mission Youth Subsidies, KCC & Pension Schemes
🚀 Mission Youth Self-Employment Subsidies
- 🚚 Mumkin Scheme: 20% on-road price subsidy for unemployed youth buying commercial goods vehicles.
- 👩 Tejaswini Scheme: Interest-free soft loans up to ₹5 Lakhs for women entrepreneurs aged 18 to 35.
- 💡 Spurring Entrepreneurship: Up to ₹20 Lakhs financial assistance with 15% capital subsidy.
🍏 Apple & KCC Orchard Loans
- 🍎 Apple Finance Scheme: High-density apple plantation & cold storage infrastructure loans.
- 🌾 Kisan Credit Card (KCC): Crop & horticulture loans up to ₹3 Lakhs at 4% effective interest rate.
- 🎓 PMSSS Scholarship: Direct Benefit Transfer (DBT) of ₹1.25 Lakh/yr tuition + ₹1 Lakh maintenance.
🏛️
Official Data Sources & Fact-Checking Transparency
Peer-Reviewed & Verified
All historical, demographic, examination, and geographic records across this portal are compiled from authoritative public domain repositories, including the Official Gazette of India (egazette.nic.in), Census of India Demographic Data, India Meteorological Department (IMD), and statutory notifications issued by the J&K Administration & Examination Boards.
🛡️ Editorial Policy: Academic Non-Affiliation Guidelines
📬 Grievance & Corrections: Editorial Review Desk
⚖️ License: Open Public Research (CC-BY-NC 4.0)
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