The Jammu & Kashmir Bank Ltd. (J&K Bank) Overview
Established in 1938 by Maharaja Hari Singh, The Jammu & Kashmir Bank Ltd. (J&K Bank) serves as the premier financial institution and designated bank of the J&K Union Territory Government.
- 🏢 Branch Network: 1,000+ Branches across J&K, Ladakh, Delhi, Mumbai, Bengaluru & major Indian cities.
- 🏧 ATM Network: 1,400+ ATMs & Cash Recycler Machines (CRMs).
- 🌐 Official Website: www.jkbank.com
- 📞 Toll-Free Helplines: 1800-890-2122 / 1800-180-7026
Digital Banking & UPI Integration
- 📲 J&K Bank M-Pay Deluxe App: Mobile banking app for instant fund transfers, bill payments & account statements.
- 💸 UPI Handle Suffix: `@jkbank` (compatible with BHIM, Google Pay, PhonePe, Paytm).
- 🔒 Cyber Helpline: Dial 1930 for reporting immediate financial fraud / unauthorized transactions.
Major J&K Bank Branch IFSC Code Lookup Table
Essential IFSC codes for NEFT, RTGS, and IMPS electronic money transfers to J&K Bank branches:
Srinagar
Jammu
Reasi / Katra
Anantnag
Baramulla
Udhampur
Kathua
Doda
Rajouri
Poonch
J&K Bank Recruitment: PO & Banking Associate
Probationary Officers (PO) Selection
- 🎓 Eligibility: Graduate in any discipline with minimum 60% marks. Domicile of J&K preferred.
- 📝 Exam Pattern: Conducted via IBPS (Online Prelims + Online Mains + Personal Interview).
- 💼 Pay Scale: Junior Management Grade Scale-I (JMG Scale-I) with competitive allowances.
Banking Associates (BA / Clerical) Selection
- 🎓 Eligibility: Graduate in any discipline from a recognized university.
- 📝 Exam Pattern: Single-tier online examination (Reasoning, Numerical Ability, English Language).
- 🌐 Official Portal: www.jkbank.com/careers
Mission Youth Subsidies, KCC & Pension Schemes
Mission Youth Self-Employment Subsidies
- 🚚 Mumkin Scheme: 20% on-road price subsidy for unemployed youth buying commercial goods vehicles.
- 👩 Tejaswini Scheme: Interest-free soft loans up to ₹5 Lakhs for women entrepreneurs aged 18 to 35.
- 💡 Spurring Entrepreneurship: Up to ₹20 Lakhs financial assistance with 15% capital subsidy.
Apple & KCC Orchard Loans
- 🍎 Apple Finance Scheme: High-density apple plantation & cold storage infrastructure loans.
- 🌾 Kisan Credit Card (KCC): Crop & horticulture loans up to ₹3 Lakhs at 4% effective interest rate.
- 🎓 PMSSS Scholarship: Direct Benefit Transfer (DBT) of ₹1.25 Lakh/yr tuition + ₹1 Lakh maintenance.
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Official Data Sources & Fact-Checking Transparency
Public Domain & Statutory Archives
All historical, demographic, examination, and geographic records across this portal are compiled from public domain repositories, including the Official Gazette of India (egazette.nic.in), Census of India Demographic Data, India Meteorological Department (IMD), and statutory notifications issued by the J&K Administration & Examination Boards.
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⚖️ License: Open Public Research (CC-BY-NC 4.0)
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